The Real Best Way to Invest Money
Money is a delicate topic of conversation. It logically follows that so is investing. And here’s the truth about investment: no one knows anything. Of course they don’t. Truly knowing about investment in some sort of risk-proof way is only possible through knowing the future. And, despite what anyone tells you, despite whatever fancy mathematical formulas or decades of life experience somehow has, no one can predict the future accurately all of the time. And, as many people can tell you, being wrong just one time can undo a lifetime of work and effort. Therefore, the best way to invest money is simple: don’t. At least, not like that.
The other thing to watch out for, besides these “experts” who claim that they can predict and model the future, is experts with a secret. Anyone that claims that they have the best way to invest money, and it is a secret is trying to scam you; run away as fast as you can. How do I know this? Think about it: if you truly had a secret investment plan – the absolute best way to invest money – why would you tell anyone else? You don’t need to share it with people for it to continue making money, UNLESS, the simple fact of getting people to invest with you is the method of how you make money. This is how any schemer (most recently, Bernie Madoff) makes money. They claim to have the secret, the possession of information, the best way to invest money. They don’t. They simply know how to take your money.
So what is the best way to invest money? Simple, find the least amount of risk possible. Investing in a certificate of deposit is one of the ONLY ways you can guarantee that your investment will not lose money. Everything else is more or less fancy and legal gambling, and do not let anyone else tell you otherwise: there is no such thing as a sure thing.
That said, the best way to invest money is actually two-fold. Invest in no-risk banks that are FDIC insured to the amount you invest. The other thing to do is take a small amount of your investment capital, ten or fifteen percent, and invest them in the longest shots possible. You will probably lose money; that’s ok if you take the other ninety percent to no-risk investments. But if you don’t lose money… well, you’ll be doing fine.
